CREATIVE
ACQUISITION
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The financing playbook

You did the hard part. Now a stranger decides, and nobody told you the rules.

You found the deal. Now you have 30 days to find the money.

See exactly what it teaches ↓
Instant digital accessOne-time paymentNo subscription30-day refund
2026 Rules Edition
The $250K Funding Map
The nine-layer capital stack, in the order you build it.
Creative AcquisitionsVol. II
RETAIL$127
Included in The Wealth VaultAll six books for $19.99
Plain languageNo MBA required
Real buyer questionsTaken from 700+ comments
The arithmetic left inNot just “mindset”
Risk stated plainlyNo guaranteed outcomes
If this is what you are thinking…

Sourcing was hard. Diligence was hard. You did both properly. Then you reached the money and found out that the order you ask in...

I found a deal, I need the moneyThe deal is real and the clock is running. You do not need theory. You need to know who to call, in what order, this week.
×

You were rejected and never told which line of the file killed it.

×

Your bank wants two years of operating history in an industry you have not entered yet.

×

The SBA process moves slower than your seller’s patience.

×

You do not know whether to call the commercial banker or the preferred lender first — and the order matters.

×

Every ‘business loan’ ad you click turns out to be a merchant cash advance at sixty percent.

Where this goes

From the week you are having, to the one you are trying to reach.

Right now

You did the hard part. Now a stranger decides, and nobody told you the rules.

You were rejected and never told which line of the file killed it.

After you have read it

Nine sources, one order. Run them in the wrong sequence and the same deal raises a third of the money.

The deal is real and the clock is running. You do not need theory. You need to know who to call, in what order,...

Nine sources, one order. Run them in the wrong sequence and the same deal raises a third of the money.

The capital stack

Nine layers. Built in this order, and no other.

The same nine sources in the wrong sequence raise about a third of the money. This is the order that keeps every layer available for the next one.

01
Seller note
The cheapest capital in any deal. Always priced before you call a bank.
Up to 60%
02
SBA 7(a)
The workhorse of acquisition finance. Preferred lenders listed by state.
Up to 90% LTV
03
0% introductory business credit
Twelve to twenty-one months interest-free. 100+ issuers named in the directory.
$50K–$150K
04
Business line of credit
Revolving working capital. Not for the purchase price itself.
$25K–$250K
05
HELOC
Cheap money, personally secured. Know the trade you are making.
Up to 85% of equity
06
ROBS rollover
Equity rather than debt, penalty-free, with real compliance obligations.
Your 401(k)
07
Equipment sale-leaseback
Cash out of assets the business already owns and already paid for.
Trapped value
08
Revenue-based financing
Fast and expensive. Only when the arithmetic genuinely works.
3–8× monthly revenue
09
Investor participation note
Fixed return, no board seat, no control handed over.
Closes the gap

Includes the down-payment structuring chapter, 100+ lenders doing 0% introductory capital, and every SBA preferred lender by state.

Inside the bookBuilt for the moment theory becomes a real decision.
What you will learn

No fluff. Just the parts people keep getting stuck on.

The nine-layer capital stack, in the order you build it.

✓
The down-payment structuring chapterSix ways to cover the equity injection a lender demands — seller standby, gifted equity, ROBS, investor notes, and two structures the SBA explicitly permits.
✓
100+ lenders doing 0% introductory capitalNamed issuers with approval profiles and intro windows of twelve to twenty-one months, so you know who to apply to and in what order.
✓
Every SBA preferred lender, by stateWho actually closes acquisition loans where you are — and which ones will not look at a first-time buyer.
✓
The 9-layer capital stackEvery source ranked by cost and speed, so you always know which door to knock on next.
✓
The 30/60/90 funding sequenceThe order to apply in, so one application does not quietly kill the next.
✓
Three worked sources-and-uses models$250K, $500K and $1.2M purchases, showing exactly what lands on you at close.
✓
Lender approach scriptsFor a commercial banker, an SBA preferred lender and a private credit desk. Word for word.
✓
Proof-of-funds and capability lettersAnswer the seller honestly without pretending to money you do not yet have.
✓
The 14-document underwriting packAssemble the file once and reuse it at every lender you approach.
Why people hesitate — and what we did about it

Three reasons not to buy this, answered before you ask.

1
“Another guru selling a dream.”

Fair. So every worked example here carries its full payment schedule, and at least one deal in every book is one you should walk away from. If the numbers do not work, the book says so.

2
“What if I read it and never act?”

Then you are out $9.99 and thirty days to change your mind. Compare that against one badly structured deal, or another year of waiting for a deposit that keeps moving.

3
“I still won’t know how to run it.”

That is the most upvoted objection under every video on this subject, and it is the right one. The operator question is treated as part of diligence here, not an afterthought.

Still thinking “yeah, but…”?

Let us deal with the objection before you buy.

Will this get me approved for a loan?

No. Underwriting decisions belong entirely to lenders. This shows you how the stack is assembled, what each layer costs, and how to prepare a file that gets read.

The real outcome

Nine sources, one order. Run them in the wrong sequence and the same deal raises a third of the money.

The deal is real and the clock is running. You do not need theory. You need to know who to call, in what order, this week.

The full library

You get this book — plus the rest of the library.

One book answers one part of the problem. The deal decides which part, and it usually decides late. The Wealth Vault gives you the whole stack: acquisitions, creative financing, capital, rentals, ITIN lending and startup credit.

The $250K Funding Map$9.99 on its own
The other five playbooksIncluded
Every template, script and worksheetIncluded
Instant digital accessIncluded
Lifetime updates on all filesIncluded
Bought separately
$796
The complete library
$19.99
One-time payment · No subscription
FAQ

Before you buy.

What if it is not for me?

30-day refund, no questions asked.

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